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HR 7877118th CongressFailed / ExpiredHouse

Second Chance at Public Service Loan Forgiveness Act

Policy Area: Education
View on Congress.gov
Origin Chamber
House
Last Updated
Jul 21, 2025
Latest Action Date
Apr 5, 2024

Latest Action

Referred to the House Committee on Education and the Workforce.

Official Summary

Official summary has not been imported yet.

GovScope Watchdog™

AI Government Intelligence™
Executive Summary

The Second Chance at Public Service Loan Forgiveness Act (H.R. 7877) is a legislative proposal introduced in the 118th Congress aimed at modifying or enhancing the Public Service Loan Forgiveness (PSLF) program. The bill was referred to the House Committee on Education and the Workforce but did not advance further and ultimately failed or expired. Specific details about the bill's provisions, including changes to eligibility, forgiveness criteria, or administrative processes, are not available in the provided data.

Bottom Line

H.R. 7877 sought to amend the Public Service Loan Forgiveness program but did not progress beyond committee referral and expired without enactment.

Policy Risk Level
🟡 Medium
Neutral Risk Assessment
Key Points
  • The bill pertains to the Public Service Loan Forgiveness program, a federal initiative to forgive student loans for qualifying public service employees.
  • It was introduced in the House of Representatives during the 118th Congress and referred to the House Committee on Education and the Workforce.
  • No official summary or full text is available, limiting detailed analysis of its specific provisions or intended changes.
Who Benefits?

['Borrowers employed in public service roles who are eligible for student loan forgiveness under the PSLF program', 'Federal agencies overseeing student loan programs', 'Educational institutions and public service employers indirectly involved in administering or supporting loan forgiveness']

Potential Concerns

['Lack of available full text and summary limits understanding of implementation requirements and potential administrative burdens', 'Unclear funding mechanisms or cost implications due to absence of detailed provisions', 'Oversight and enforcement provisions cannot be assessed without full legislative text']

Political Context

The bill was introduced in the 118th Congress and referred to the House Committee on Education and the Workforce. It did not advance beyond this stage and was classified as failed or expired as of the latest update in July 2025. The PSLF program has been subject to ongoing legislative attention due to its role in student loan policy and public service employment incentives.

Hidden Impact Review

Hidden impact flags detected: 1

GovScope reviewed 1 policy-risk categories. Hover for a quick definition. Click detected flags for bill-specific details.

1 Detected
Detected Flags
Indirect Effects

['Potential changes to the PSLF program could influence public service employment incentives and student loan repayment behaviors if enacted.', 'Modifications to forgiveness criteria might affect federal budget allocations for student loan programs.', 'Administrative adjustments could impact federal agencies responsible for managing loan forgiveness.']

GovScope Watchdog Notes

The absence of an official summary and full bill text significantly limits transparency and public understanding of the bill's intended changes. This lack of information poses challenges for oversight and informed legislative debate. Tracking the bill's referral and failure status provides context on its legislative progress but does not substitute for detailed content analysis.

Passage Likelihood: LowConfidence: 60%Model: gpt-4.1-mini

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