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S 5386118th CongressFailed / ExpiredSenate

Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2024

Policy Area: Emergency Management
View on Congress.gov
Origin Chamber
Senate
Last Updated
Dec 5, 2025
Latest Action Date
Nov 21, 2024

Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text: CR S6726-6728)

Official Summary

Official summary has not been imported yet.

GovScope Watchdog™

AI Government Intelligence™
Executive Summary

The Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2024 is a Senate bill introduced in the 118th Congress aimed at improving flood risk mapping and providing tools or programs to empower homeowners in managing flood risks. The bill was referred to the Senate Committee on Banking, Housing, and Urban Affairs but did not advance further and is currently classified as failed or expired. The bill falls under the policy area of Emergency Management, focusing on enhancing flood risk information and homeowner preparedness.

Bottom Line

This bill sought to modernize flood mapping and support homeowners in flood risk management but did not progress beyond committee referral in the 118th Congress.

Policy Risk Level
🟡 Medium
Neutral Risk Assessment
Key Points
  • The bill is titled 'Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2024'.
  • It was introduced in the Senate during the 118th Congress and referred to the Committee on Banking, Housing, and Urban Affairs.
  • The bill is categorized under Emergency Management and aims to improve flood risk mapping and homeowner empowerment.
  • No official summary or full text is available in the source data.
  • The bill status is marked as failed or expired as of the latest update.
Who Benefits?

['Homeowners in flood-prone areas who may receive improved flood risk information and support.', 'Federal agencies involved in flood risk management and mapping, such as FEMA.', 'Communities and local governments that rely on accurate flood maps for planning and emergency preparedness.']

Potential Concerns

['Lack of available full bill text and official summary limits detailed understanding of implementation and funding mechanisms.', 'Potential challenges in coordinating modernization efforts across federal, state, and local agencies.', 'Unclear oversight and enforcement provisions due to missing detailed legislative text.', 'Costs associated with updating flood maps and implementing homeowner empowerment programs are not specified.']

Political Context

The bill was introduced in the Senate and referred to the Committee on Banking, Housing, and Urban Affairs but did not advance further, resulting in a failed or expired status. It reflects ongoing congressional interest in improving flood risk management and homeowner preparedness within the broader context of emergency management policy.

Hidden Impact Review

Hidden impact flags detected: 2

GovScope reviewed 2 policy-risk categories. Hover for a quick definition. Click detected flags for bill-specific details.

2 Detected
Detected Flags
Indirect Effects

['Improved flood mapping could lead to better-informed insurance rates and real estate market adjustments in flood-prone areas.', 'Enhanced homeowner empowerment may increase community resilience and reduce emergency response costs over time.', 'Federal and local agencies may need to allocate additional resources to support updated flood risk information dissemination and homeowner programs.']

GovScope Watchdog Notes

The lack of publicly available full text and official summary for this bill limits transparency and public understanding. Tracking the bill's referral and failure to advance highlights the importance of monitoring committee actions and legislative progress. Future efforts to modernize flood mapping and empower homeowners would benefit from clear documentation of funding, authority, and oversight provisions to ensure accountability and effective implementation.

Passage Likelihood: LowConfidence: 70%Model: gpt-4.1-mini

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