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HR 3716119th CongressIntroducedHouse

Systemic Risk Authority Transparency Act

View on Congress.gov
Origin Chamber
House
Last Updated
Jul 17, 2026
Latest Action Date
Dec 2, 2025

Latest Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Official Summary

Official summary has not been imported yet.

GovScope Watchdog™

AI Government Intelligence™
Executive Summary

The Systemic Risk Authority Transparency Act is a bill introduced in the House during the 119th Congress. As of the latest update, the bill has been received in the Senate, read twice, and referred to the Senate Committee on Banking, Housing, and Urban Affairs. The bill's official summary and full text are not available, limiting detailed analysis. The bill appears to address transparency related to systemic risk authorities, which typically involve oversight of financial institutions or mechanisms that could pose risks to the broader financial system.

Bottom Line

This bill aims to enhance transparency concerning systemic risk authorities but lacks publicly available details on specific provisions or mechanisms.

Policy Risk Level
🟡 Medium
Neutral Risk Assessment
Key Points
  • The bill is titled the Systemic Risk Authority Transparency Act and was introduced in the House of Representatives.
  • It has progressed to the Senate and is under review by the Committee on Banking, Housing, and Urban Affairs as of December 2, 2025.
  • No official summary or full text is currently available, limiting detailed understanding of its content and scope.
Who Benefits?

['Federal agencies involved in systemic risk oversight', 'Financial regulatory bodies', 'Legislative committees focused on banking and financial services', 'Potentially the broader financial sector and public through increased transparency']

Potential Concerns

['Lack of available text and summary limits understanding of implementation requirements and costs.', 'Unclear scope of authority changes or new oversight mechanisms.', 'Potential challenges in enforcement or compliance cannot be assessed without full bill text.']

Political Context

The bill is part of the 119th Congress legislative activity and has moved from the House to the Senate, where it is currently assigned to a key committee overseeing banking and urban affairs. The absence of a summary or full text in public records suggests it may be in early stages of consideration or awaiting further documentation.

Hidden Impact Review

Hidden impact flags detected: 2

GovScope reviewed 2 policy-risk categories. Hover for a quick definition. Click detected flags for bill-specific details.

2 Detected
Detected Flags
Indirect Effects

['If enacted, the bill could lead to increased reporting or disclosure requirements for agencies overseeing systemic risk, potentially affecting regulatory workload.', "Enhanced transparency might influence market participants' behavior by providing more information on systemic risk oversight.", "Committee review in the Senate may result in amendments that alter the bill's scope or impact."]

GovScope Watchdog Notes

The absence of an official summary and full bill text significantly limits the ability to conduct a thorough transparency and oversight analysis. Stakeholders should seek access to the complete legislative text to evaluate the bill's provisions, enforcement mechanisms, and potential impacts fully. Monitoring the Senate Committee on Banking, Housing, and Urban Affairs' actions will be important for updates on the bill's development.

Passage Likelihood: UnknownConfidence: 40%Model: gpt-4.1-mini

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